@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--navy:#102b4e;--green:#08734d;--gold:#ffdc55;--ink:#18324b;--muted:#566b7a;--pale:#f3f7f8;--line:#dbe5e8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.65;background:white}h1,h2,h3,.wordmark{font-family:Manrope,Arial,sans-serif;line-height:1.18}h1{font-size:clamp(2.5rem,5vw,4.7rem);letter-spacing:-.055em;margin:16px 0 24px}h2{font-size:clamp(1.9rem,3vw,2.7rem);letter-spacing:-.035em;margin:10px 0 16px}h3{font-size:1.18rem;margin:8px 0 12px}p{margin:0 0 16px}a{color:inherit}.wrap{max-width:1180px;margin:auto;padding-left:26px;padding-right:26px}.sitehead{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 3px 24px #102b4e12}.headrow{display:flex;align-items:center;justify-content:space-between;min-height:90px;gap:18px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;flex-shrink:0}.brand-shield{width:47px;height:55px}.brand small{display:block;font-size:9px;letter-spacing:.02em;font-weight:800;color:var(--navy)}.wordmark{font-size:27px;letter-spacing:-.055em;white-space:nowrap}.wordmark b{color:var(--navy)}.wordmark strong{color:var(--green)}nav{display:flex;align-items:center;gap:16px}nav a{text-decoration:none;font-weight:700;font-size:12px;color:#385169}nav a:hover,nav a.current{color:var(--green)}.menubtn{display:none}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:white;z-index:40}.hero{background:linear-gradient(120deg,#102b4e 0%,#173e5b 65%,#0d644d 100%);color:white;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:45px;padding-top:65px;padding-bottom:68px}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.15em;color:var(--gold)}.eyebrow.green{color:var(--green)}.hero h1 em{font-style:normal;color:var(--gold)}.lead{font-size:19px;line-height:1.65;max-width:600px;color:#e6eef4}.actions{display:flex;gap:13px;flex-wrap:wrap;margin:24px 0}.btn{display:inline-block;border:0;border-radius:9px;padding:13px 21px;text-decoration:none;font-weight:800;font-size:14px;cursor:pointer;transition:transform .2s}.btn:hover{transform:translateY(-2px)}.btn.gold{background:var(--gold);color:var(--navy)}.btn.outline{border:1px solid #d3e5ed;color:white}.btn.navy{background:var(--navy);color:white}.btn.light{background:#e9f3f1;color:var(--navy)}.btn.whitebtn{background:white;color:var(--navy)}.heronote{font-size:12px;color:#c8d9e2;max-width:550px}.hero-photo{position:relative}.hero-photo img{width:100%;height:410px;object-fit:cover;object-position:50% 25%;border-radius:24px;box-shadow:0 25px 60px #001c3045}.floatbox{position:absolute;bottom:-23px;left:-25px;background:white;color:var(--navy);padding:18px 24px;border-radius:15px;box-shadow:0 15px 30px #0002;font-weight:800;font-size:26px;display:flex;gap:12px;align-items:center;flex-wrap:wrap;max-width:260px}.floatbox span:nth-child(3){color:var(--green)}.floatbox small{display:block;font-size:11px;width:100%;font-weight:500}.section{padding-top:78px;padding-bottom:78px}.sectionhead{max-width:730px;margin-bottom:30px}.sectionhead p,.pagehero p{color:var(--muted);font-size:17px}.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.feature,.tile{border:1px solid var(--line);border-radius:20px;padding:32px;background:white}.feature.tint{background:#edf7f2}.feature p,.tile p{color:var(--muted)}.bigicon{width:56px;height:56px;border-radius:16px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:800;font-size:20px;margin-bottom:18px}.textlink{color:var(--green);font-weight:800;text-decoration:none}.band{background:#102b4e;color:white;padding:68px 0}.band h2{max-width:850px}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:34px 0}.metrics div{background:#ffffff13;border:1px solid #ffffff30;padding:25px;border-radius:15px}.metrics b{display:block;color:var(--gold);font-size:34px}.metrics span{font-size:13px;color:#e1e9ef}.fine{font-size:12px;color:var(--muted)}.band .fine{color:#d6e5ed}.tileicon{font-size:32px;color:var(--green)}.cta{background:#e9f4ef;padding:55px 0}.ctarow{display:flex;align-items:center;justify-content:space-between;gap:30px}.ctarow h2{max-width:680px}.ctarow p{max-width:730px}.pagehero{padding-top:78px;padding-bottom:50px}.pagehero h1{max-width:900px}.pagehero p{max-width:820px}.steps{display:grid;gap:15px}.steps article{display:flex;gap:20px;align-items:start;background:var(--pale);padding:22px;border-radius:15px}.steps article>span{background:var(--navy);color:var(--gold);border-radius:12px;padding:9px 13px;font-weight:800}.steps p{color:var(--muted)}.note{margin:30px 0;background:#fff3d2;padding:23px 25px;border-left:5px solid #e3ad19;border-radius:10px}.calc{display:grid;grid-template-columns:1.2fr .8fr;gap:26px}.calc>div,.calcaside{border-radius:20px;padding:28px;background:var(--pale)}.calcrow{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:13px 0;gap:16px}.calcrow.highlight{color:var(--green);font-weight:800}.calcaside{background:var(--navy);color:white;display:flex;flex-direction:column;justify-content:center}.calcaside strong{font-size:50px;color:var(--gold)}.calcaside .fine{color:#e4edf1}.price{padding:36px;border-radius:22px;background:var(--green);color:white;margin-bottom:28px}.price>span{display:block;font-weight:800;letter-spacing:.09em;font-size:12px}.price strong{font-size:clamp(34px,5vw,56px);display:block;color:var(--gold)}.price strong small{font-size:18px;color:white}.prose{max-width:940px}.prose h2{font-size:23px;margin-top:32px}.prose p{color:#43586a}.footer{background:#0c233d;color:#d4e1e9;padding:55px 0 22px}.footergrid{display:grid;grid-template-columns:2fr 1fr 1.5fr;gap:40px}.footer a{text-decoration:none}.footer a:hover{text-decoration:underline}.footer .wordmark b{color:white}.footer .wordmark{font-size:28px}.footer p{font-size:13px;margin:10px 0}.legalmini{border-top:1px solid #ffffff30;margin-top:35px;padding-top:20px;font-size:11px}input,select{width:100%;padding:12px;border:1px solid #b9c9d1;border-radius:8px;font:inherit;margin:6px 0 17px}label{display:block;font-weight:800;font-size:13px}button{font:inherit}@media(max-width:1000px){nav{gap:9px}nav a{font-size:11px}.brand small{display:none}.wordmark{font-size:22px}}@media(max-width:800px){.headrow{min-height:72px}.brand-shield{width:36px;height:45px}.menubtn{display:block;border:1px solid var(--line);background:white;padding:8px 12px;border-radius:7px;font-weight:700}nav{display:none;position:absolute;top:72px;left:0;right:0;background:white;padding:20px 26px;box-shadow:0 12px 18px #102b4e20;flex-direction:column;align-items:stretch}nav.open{display:flex}nav a{font-size:14px;padding:6px}.hero-grid,.calc{grid-template-columns:1fr}.hero-grid{padding-top:42px}.hero-photo{max-width:450px}.hero-photo img{height:310px}.floatbox{left:15px}.three{grid-template-columns:1fr}.metrics{grid-template-columns:1fr}.ctarow{display:block}.two{grid-template-columns:1fr}.footergrid{grid-template-columns:1fr}.section{padding-top:48px;padding-bottom:48px}.pagehero{padding-top:52px}.hero h1{font-size:45px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
/* V2 enhancements */
.journey{display:block;width:100%;height:auto;border-radius:22px;margin:24px 0 30px;box-shadow:0 16px 45px #102b4e18}.muted-section{background:#f3f8f7}.faq{max-width:980px}.faq details{border:1px solid var(--line);border-radius:15px;background:white;margin:0 0 13px;padding:20px 24px}.faq summary{font-weight:800;cursor:pointer;font-size:17px;color:var(--navy)}.faq details[open]{border-color:#7aafa0;background:#f8fcfa}.faq details p{padding-top:12px;color:var(--muted)}.consent{display:flex;align-items:flex-start;gap:12px;font-weight:500;line-height:1.5;margin:10px 0 24px}.consent input{width:20px;height:20px;flex-shrink:0;margin:2px 0}.hidden-field{position:absolute;left:-9999px}.success-page{max-width:780px;min-height:60vh}.success-page .bigicon{font-size:30px;background:var(--green);color:white}.hero{background-image:radial-gradient(circle at 85% 10%,#28856a55,transparent 45%),linear-gradient(120deg,#102b4e,#163d59 72%,#0d644d)}.feature,.tile{box-shadow:0 12px 35px #102b4e09;transition:transform .2s,box-shadow .2s}.feature:hover,.tile:hover{transform:translateY(-3px);box-shadow:0 18px 40px #102b4e14}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #d6a700;outline-offset:3px}.brand .wordmark{letter-spacing:-.045em}@media(max-width:800px){.journey{border-radius:12px}.faq details{padding:18px}.hero h1{font-size:clamp(2.4rem,10vw,3.2rem)}}